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Marine Insurance


BoatU.S. Boat Insurance
For all your marine insurance needs

Boat & Yacht Insurance

BoatUS features low rates, broad coverage and fast claims service for over a quarter million recreational boaters nationwide. Now in our 40th year, we offer a variety of affordable insurance policies developed for boaters by boaters – all with unique features you won’t find anywhere else. Choose from five policy types – Yacht to PWC – one sure to fit your checkbook and boating lifestyle.

Whether quote, policy or claim, BoatUS delivers service from boating experts. Why trust your investment to just anyone when you can choose the Best Crew for Protecting You – the insurance specialists at BoatUS!

BoatUS Marine Insurance is available in the continental United States to boat owners with a U.S. address (excluding Alaska).

Yacht Policy – Flagship Coverage for the Best Protection

Boat Saver Policy – An Economic Option for Basic Protection

Personal Watercraft Policy – Designed Especially for the PWC Owner

Bass Boat Insurance – Complete Coverage for the Avid Angler

Stand Alone Liability Policy – Provides coverage for third-party property damage or bodily injury. Excludes coverage for your boat and equipment.

Add-on Coverages – Ice and Freezing, Depreciation Waiver, Personal Effects, Lower Dinghy Deductible, Lower Electronics Deductible – these may be available along with your policy.

Liability Coverage in Mexico - Boaters are required by law to show coverage from a Mexican insurance provider in the event of an accident. Make sure you’re covered with a short term policy from our partner insurance provider in Mexico.

All BoatUS Policies Include

24-Hour Immediate Dispatch - our expert claims staff is standing by seven days a week to help policyholders through boating emergencies, including sinking, salvage, fuel spill containment and pollution clean-up.

Additional $500,000 Fuel Spill Liability – this additional liability covers unintentional discharge of oil or fuel that can occur in a sinking, fire, collision, grounding, etc.

Full Salvage Assistance - covers you for the full cost of salvage, without a deductible, up to the insured value of your boat.

Uninsured Boater Protection – Additional liability coverage for your injuries caused by hit-and-run or uninsured boater. Amount is equal to the liability amount on the policy.

Hurricane Haul-out Coverage – up to 50% or $1,000 in reimbursement for professional hauling in the event of a NOAA Named Storm. (ex. PWC)

Seaworthy Damage Avoidance Program – BoatUS insurance specialists turn actual claim case studies into boat and life-saving articles for you in Seaworthy, the quarterly newsletter written especially for insured Members. Policy holders receive it free. Subscriptions are available for non-insureds for $10/yr.